I know kids nowadays are more or less corrupted, by TV, the Internet and of course, cash. LOADS OF CA$H. I remember back then when I was 12, I got my first plastic, an OCBC Debit Visa card, which was more or less a NETS Card. It was my own and with that, I know and learnt how to budget myself. Although I was using my own money, I was saving up using my chore money, aka money granted from doing my house chores (yes..I do house and other chores too!) and of course, school pocket money.

Then I remembered an old friend, the PAYjr Visa Buxx which is issued by BankFirst. That is a card, a DEBIT MASTERCARD issued in the United States, so that you as a parent or sponsor can control the spending of the child or ward. Charges are minimal, compared to other cards I have seen and no withdrawal fees. The card is available for use anywhere…except where teens would not be seen, like a pub, club, pornography, video shop or gaming sites, like casinos but not limited to just that!

The cost? $4.95 initial and 50c load fee! And that is all to it! No other fees. They take your checking or savings account as a means to identify you and you don’t even need to give them your social security number except of the childs! They are so secure..and it works without you writing a check. So forget that VMI Card or what not! That is such a bore!

Try it….you’ll never forget it!

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